RMG GROUP Auto Finance
RMG GROUP Auto Finance
an RMG GROUP Company

Business Auto Loans

Fast application. Fast credit decision. 30-day rate lock.

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New Car Loan

Dealer Rates as low as 1.99%

Introducing our New Car Loan - the ultimate financing solution that brings your dream car within reach. With our New Car Loan, you can drive away with confidence, knowing that you have access to flexible financing options and unbeatable benefits.
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Used Car Loan

Need Auto Repair and servicing? Sometimes it can be unexpectedly costly. We want to make sure that you can get your car repairs done 

and be able to operate safely on the road. Whether you need an oil change or a new engine RMGPAY has your back.

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Refinanced Car Loan

When you refinance your auto loan through RMG GROUP Auto Finance, you not only get to take advantage of a 0% APR, but you also gain access to an array of perks and benefits, including built-in insurance and exclusive member-only pricing.

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Shop for a car and apply online

Have your financing in hand before you set foot in the dealership. Search our network of authorized dealers, qualify for RMG GROUP Auto Finance financing and finalize the purchase price with your dealer. 

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                         Lease Buyout

Keep the car you're leasing with a lease buyout loan. Enjoy better benefits and service with RMGAF.

Private Seller

Get a loan from a private party auto loan from RMGAF.

                Accessible Vehicles

Flexible financing terms for customers with disabilities or access needs

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New Car Rates

Dealer Rates: as low as 1.99%

Refinance Rates

Limited Time Get 0%  APR refinancing when you switch your auto loan over to RMGAF.

Lease Buyout Rates

Lease buyout rates: as low as 2.99%

Preferred Member Rates

Become a preferred member with RMGAF and get up to 2% APR discounts.

Car loan eligibility and requirements

What types of car loans do we offer?

RMG GROUP Auto Finance offers a variety of auto loan types:

  • Dealer purchases (when you purchase a new or used car at a dealership)
  • Refinancing of current auto loans
  • Lease buyouts (when you decide to purchase your leased vehicle)
  • Private party (when you purchase a vehicle from another individual). You can apply for a private party loan by visiting a financial center.

We do not lend on the following vehicles:

  • Vehicles older than 10 calendar years
  • Vehicles with 125,000 miles or more
  • Vehicles valued at less than $5,000 (based on franchise dealer invoice for new vehicles or the wholesale value from an official used car value guide such as J.D. Power popup for used vehicles)
  • Salvaged or branded-title vehicles
  • Gray market or lemon law vehicles
  • Conversion or delivery vehicles
How is eligible to apply for an auto loan?

Auto Loan Requirements

You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent).

We offer auto loans in all 50 states and the District of Columbia.
Are there any specific terms and conditions I should be aware of before applying for an auto loan?

Specific terms for your auto loan are determined by a variety of factors, but you should be aware of the following:

  • The minimum amount we finance is $5,000 ($8,000 in Minnesota)
  • Term limitations may apply
  • Loan-to-value restrictions apply
  • A down payment may be required
  • Title and state fees may apply
  • A loan fee may apply in Indiana and Ohio

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